Records
Bill· HRH.R. 189 (119th)referred
United States · United States Congress · 3 January 2025
Securities and Exchange Commission Real Estate Leasing Authority Revocation Act This bill revokes the authority of the Securities and Exchange Commission (SEC) to lease general purpose office space and instead provides for the General Services Administration to lease such space for the SEC. The bill's provisions do not affect those leases entered into by the SEC before this bill's enactment. The Government Accountability Office must (1) complete a review under which it shall update a 2016 report with respect to independent leasing authorities, and (2) report to Congress on the review.
Law· HRH.R. 224 (119th)enacted
United States · United States Congress · 7 January 2025
Disabled Veterans Housing Support Act This bill excludes compensation received for a military service-connected disability from a veteran's income when determining eligibility for assistance under the Community Development Block Grant (CDBG) program. The CDBG program provides grants to urban communities for development activities focused on revitalizing neighborhoods, economic development, and providing improved community facilities and services. Additionally, the Government Accountability Office must report on how service-connected disability compensation is treated when determining eligibility for all programs administered by the Department of Housing and Urban Development. This includes identifying instances where the treatment of such compensation is inconsistent with the requirement under this bill.
Bill· HRH.R. 225 (119th)referred
United States · United States Congress · 7 January 2025
HUD Transparency Act of 2025 This bill requires the Office of Inspector General of the Department of Housing and Urban Development (HUD) to annually testify before Congress. Specifically, the office must testify regarding efforts to detect and prevent fraud, waste, and abuse; ability to conduct and supervise audits, investigations, and reviews; actions to identify opportunities for HUD programs to progress and succeed; recommendations to improve overall efficiency and public accountability; the extent to which HUD has resources sufficient to carry out its statutory mission; and ongoing activities regarding any such additional work.
Law· HRH.R. 452 (119th)enacted
United States · United States Congress · 15 January 2025
Miracle on Ice Congressional Gold Medal Act This bill provides for the award of Congressional Gold Medals to the members of the 1980 U.S. Olympic men's ice hockey team in recognition of the team's achievement at the 1980 Winter Olympic Games.
Bill· SS. 94 (119th)referred
United States · United States Congress · 15 January 2025
Miracle on Ice Congressional Gold Medal Act This bill provides for the award of Congressional Gold Medals to the members of the 1980 U.S. Olympic men's ice hockey team in recognition of the team's achievement at the 1980 Winter Olympic Games.
Bill· SS. 100 (119th)referred
United States · United States Congress · 15 January 2025
Repealing Big Brother Overreach Act This bill repeals the Corporate Transparency Act. The act requires existing companies and newly created companies to report beneficial ownership information to the Department of the Treasury’s Financial Crimes Enforcement Network for purposes of addressing the financing of terrorism and money laundering.
Bill· SS. 142 (119th)referred
United States · United States Congress · 16 January 2025
Wildland Firefighters Congressional Gold Medal Act This bill provides for the award of a Congressional Gold Medal to wildland firefighters in recognition of their strength, resiliency, sacrifice, and service to protect the forests, grasslands, and communities of the United States.
Bill· SS. 138 (119th)referred
United States · United States Congress · 16 January 2025
VA Home Loan Awareness Act of 2025 This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan. Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.
Bill· SS. 127 (119th)referred
United States · United States Congress · 16 January 2025
Whole-Home Repairs Act of 2025 This bill establishes a pilot program through which the Department of Housing and Urban Development provides grants to state and local governments to support the ability of certain landlords and low- to moderate-income homeowners to make necessary modifications, repairs, or updates to their properties. State and local governments must use the funds they receive under the program to award grants to homeowners and loans to landlords to make changes that address issues such as accessibility, habitability, and energy efficiency. A homeowner is eligible for a grant if the homeowner's household income (1) does not exceed 80% of the area median income, (2) does not exceed 200% of the federal poverty guidelines, or (3) meets the income eligibility criteria of another federal program that serves families of limited means. A landlord is eligible for a loan (which may be forgivable) if the landlord owns fewer than 10 rental properties that have a total of up to 50 units and that mostly consist of units that are affordable (i.e., affordable to a tenant with an income that does not exceed 80% of the area median income). The program terminates on October 1, 2030.
Bill· SS. 113 (119th)referred
United States · United States Congress · 16 January 2025
Promoting New Bank Formation Act of 2025 This bill eliminates and reduces certain requirements applicable to new financial institutions, certain rural community banks, and federal savings associations. Under the bill, federal banking agencies must issue rules allowing new financial institutions to meet capital requirements within three years. During this period, a financial institution may request to deviate from an approved business plan and the appropriate agency has 30 days to approve or deny the request. In addition, the community bank leverage ratio—a way of evaluating debt levels—is reduced for new rural community banks. Specifically, new rural community banks must have a ratio of 8%, with a three-year phase-in of the rate. After this period, the ratio rises to its current level of 9%. Finally, the bill removes certain restrictions to allow federal savings associations to invest in, sell, or otherwise deal in agricultural loans.
Bill· SS. 110 (119th)referred
United States · United States Congress · 16 January 2025
Veterans Member Business Loan Act This bill excludes from credit union aggregate loan limitations member business loans made to veterans.
Bill· SS. 151 (119th)referred
United States · United States Congress · 17 January 2025
Protecting Americans from Tax Hikes on Imported Goods Act of 2025 This bill prohibits the President from exercising authorities under the International Emergency Economic Powers Act (IEEPA) to impose or increase duties or impose tariff-rate quotas on imports entering the United States. However, this limitation does not prohibit the President from excluding all articles, or all of a certain type of article, imported from a country from entering the United States. (IEEPA provides the President with broad authority to regulate various economic transactions following a declaration of a national emergency.)
Bill· SS. 198 (119th)referred
United States · United States Congress · 22 January 2025
PLO and PA Terror Payments Accountability Act of 2025 This bill requires the President to impose sanctions on foreign persons (individuals and entities) that are involved with the Palestinian Liberation Organization (PLO) or Palestinian Authority (PA) system of compensation supporting acts of terrorism. The bill defines this system of compensation as payments to an individual who (1) has been imprisoned for terrorist acts against Israeli or U.S. citizens after being fairly tried, (2) died while committing such terrorist acts, or (3) is a family member of such individuals. The definition also includes compensation for individuals imprisoned for terrorism where the level of compensation is based on the length of incarceration. Specifically, the President must impose visa- and property-blocking sanctions on any foreign person that has facilitated this compensation system, including PLO and PA officials as well as entities such as the Institute for the Care of the Families of the Martyrs and the Wounded. The President must also impose visa- and property-blocking sanctions on foreign persons who knowingly provide significant support to, or engage in significant transactions with, any of the aforementioned persons. The President must sanction foreign financial institutions that facilitate payments or benefits related to this compensation system by (1) prohibiting them from opening correspondent or payable-through accounts in the United States, and (2) prohibiting or imposing strict conditions on the maintenance of such accounts. The provisions of this bill shall terminate if the Department of State certifies that such compensation system has ceased.
Bill· SS. 197 (119th)referred
United States · United States Congress · 22 January 2025
Protecting Military Installations and Ranges Act of 2025 This bill places restrictions on the purchase of certain property by a foreign person (e.g., an individual or entity) who is owned or controlled by, is acting for or on behalf of, or receives subsidies from Russia, China, Iran, or North Korea. Specifically, the Committee on Foreign Investment in the United States (CFIUS) must review a purchase or lease by, or a concession to, any such foreign person of private or public real estate in the United States that is within (1) 100 miles of a military installation; or (2) 50 miles of a military training route, special use airspace, a controlled firing area, or a military operations area. Further, the Department of Defense and the Department of Transportation may not issue final determinations regarding specified projects (e.g., energy projects) that involve a transaction under review by CFIUS until CFIUS concludes its action.
Bill· SS. 179 (119th)referred
United States · United States Congress · 22 January 2025
Foreign Adversary Risk Management Act or the FARM Act This bill places the Secretary of Agriculture on the Committee on Foreign Investment in the United States (CFIUS). It also requires CFIUS to review any investment that could result in foreign control of any U.S. agricultural business. Further, the bill includes agricultural systems and supply chains in the definitions of critical infrastructure and critical technologies for the purposes of reviewing such investments. The Department of Agriculture and the Government Accountability Office must each analyze and report on foreign influence in the U.S. agricultural industry.
Bill· HRH.R. 736 (119th)referred
United States · United States Congress · 24 January 2025
Protect Small Businesses from Excessive Paperwork Act of 2025 This bill extends the deadline for certain companies that are required to file beneficial ownership information with the Financial Crimes Enforcement Network (FinCEN). Specifically, the bill requires companies formed or registered before January 1, 2024, to submit this information to FinCEN by January 1, 2026, instead of by January 1, 2025, as required under current regulations.
Bill· SS. 262 (119th)referred
United States · United States Congress · 27 January 2025
Master Sergeant Roddie Edmonds Congressional Gold Medal Act This bill provides for the posthumous award of a Congressional Gold Medal to Roddie Edmonds in recognition of his achievements and heroic actions during World War II.
Bill· SS. 261 (119th)referred
United States · United States Congress · 27 January 2025
Bill· SS. 257 (119th)open
United States · United States Congress · 27 January 2025
Promoting Resilient Supply Chains Act of 2025 This bill requires the Industry and Analysis office of the International Trade Administration of the Department of Commerce to monitor and respond to disruptions in critical industries and supply chains. Specifically, the office must (1) establish the Supply Chain Resilience Working Group; (2) assess, map, and model critical supply chains; (3) identify high-priority supply chain gaps and vulnerabilities in critical industries; (4) identify and evaluate the effect of potential supply chain disruptions on market stability; and (5) collaborate with other governmental bodies and key international partners to identify opportunities to reduce supply chain gaps and vulnerabilities. Additionally, the office, in consultation with the working group and specified nongovernmental entities, must make recommendations and implement a strategy to improve the security and resiliency of manufacturing capacity and supply chains for critical industries (including critical industries for emerging technologies). The bill includes various reporting requirements.
Bill· HRH.R. 747 (119th)referred
United States · United States Congress · 28 January 2025
Stop Chinese Fentanyl Act of 2025 This bill subjects certain Chinese entities and government officials to potential sanctions related to opioid trafficking and requires the President to conduct certain preliminary analyses before regulating economic transactions in the event of a national emergency related to international drug trafficking. Specifically, for the purposes of the Fentanyl Sanctions Act, the bill changes the definition of foreign opioid trafficker to specify that the term includes (1) Chinese entities involved in the production or sale of synthetic opioids or related pharmaceutical ingredients that fail to take steps to detect or prevent opioid trafficking; and (2) certain senior Chinese government officials that aid and abet opioid trafficking, including through intentional inaction. Under current law, the President must impose certain sanctions on individuals and entities identified as foreign opioid traffickers. Further, the bill extends through 2029 an existing requirement that the President report to Congress annually on identified foreign opioid traffickers and any sanctions imposed on them. (This requirement expired in December 2024.) The bill also requires the President to take additional steps in issuing regulations under the International Emergency Economic Powers Act (IEEPA) pursuant to a declared national emergency related to international drug trafficking. (IEEPA authorizes the President to regulate a variety of economic transactions following a declaration of national emergency.) Under the bill, the President must evaluate the costs and benefits of issuing economic regulations for the purpose of resolving the drug trafficking emergency and publish a discussion of such costs and benefits.
Bill· HRH.R. 754 (119th)referred
United States · United States Congress · 28 January 2025
Investing in Main Street Act of 2025 This bill authorizes certain banking entities to invest up to 15% of their capital and surplus in one or more small business investment companies (SBICs) or in any entity established to invest solely in SBICs. The current limit is 5%.
Bill· SS. 310 (119th)referred
United States · United States Congress · 29 January 2025
Build Housing with Care Act of 2025 This bill establishes a competitive grant program to support co-located childcare and housing facilities. It also requires the Government Accountability Office to study the availability and affordability of childcare for residents of public housing. Specifically, the Department of Housing and Urban Development must award the grants to eligible entities, which include community development financial institutions, public housing authorities, licensed childcare providers, government entities, housing developers, and consortia of such entities. Entities must use the grants for designing, planning, constructing, acquiring, renovating, or otherwise supporting new or existing housing facilities with childcare providers on the same premises or nearby.
Bill· SS. 303 (119th)referred
United States · United States Congress · 29 January 2025
Defund the CFPB Act This bill caps funding of the Consumer Financial Protection Bureau at $0.
Bill· SS. 338 (119th)referred
United States · United States Congress · 30 January 2025
Fred Korematsu Congressional Gold Medal Act of 2025 This bill provides for the award of a Congressional Gold Medal posthumously to Fred Korematsu in recognition of his contributions to civil rights, his loyalty and patriotism to the United States, and his dedication to justice and equality.
Bill· SS. 366 (119th)referred
United States · United States Congress · 3 February 2025
Muhammad Ali Congressional Gold Medal Act This bill provides for the posthumous award of a Congressional Gold Medal to Muhammad Ali. There is authorized to be charged against the U.S. Mint Public Enterprise Fund such amounts as may be necessary to pay for the costs of the medals struck under this bill. Sums received from the sale of duplicate bronze medals authorized by this bill shall be deposited into that fund.
Bill· SS. 363 (119th)referred
United States · United States Congress · 3 February 2025
Stifling Transnational Operations and Proliferators by Mitigating Activities that Drive Narcotics, Exploitation, and Smuggling Sanctions Act or the STOP MADNESS Act This bill allows the President to impose sanctions on (1) foreign governments the President determines knowingly refuse or obstruct U.S. efforts to repatriate its citizens who have unlawfully entered the United States, and (2) foreign governments or foreign persons the President determines knowingly facilitate unlawful immigration into the United States. The President may waive sanctions if the President determines that it is in the national security interest of the United States. If a person violates this bill, criminal and civil penalties applicable to violations of the International Emergency Economic Powers Act (IEEPA) apply. To carry out the bill, the President may exercise authorities under the IEEPA.
Bill· HRH.R. 975 (119th)referred
United States · United States Congress · 4 February 2025
Credit Union Board Modernization Act This bill reduces the required frequency of meetings held by the board of directors of certain credit unions. Under the bill, new credit unions and credit unions with a low soundness rating must meet monthly, as required under current law. All other credit unions must hold at least six meetings annually, with at least one meeting held during each fiscal quarter.
Bill· HRH.R. 965 (119th)referred
United States · United States Congress · 4 February 2025
Bill· SS. 401 (119th)referred
United States · United States Congress · 4 February 2025
Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.
Bill· SS. 394 (119th)referred
United States · United States Congress · 4 February 2025
Guiding and Establishing National Innovation for U.S. Stablecoins of 2025 or the GENIUS Act of 2025 This bill establishes a regulatory framework for payment stablecoins (digital assets which an issuer must redeem for a fixed monetary value). Under the bill, only permitted issuers may issue a payment stablecoin in the United States. Permitted issuers must be a subsidiary of an insured depository institution, a federal-qualified nonbank payment stablecoin issuer, or a state-qualified payment stablecoin issuer. Permitted issuers must be regulated by the appropriate federal or state regulator. Permitted issuers may choose federal or state regulation; however, state regulation is limited to those with a stablecoin issuance of $10 billion or less. Permitted issuers must maintain reserves backing the stablecoin on a one-to-one basis using U.S. currency or other similarly liquid assets, as specified. Permitted issuers must also publicly disclose their redemption policy and publish monthly the details of their reserves. The bill sets forth requirements for (1) reusing reserves; (2) providing safekeeping services for stablecoins; and (3) supervisory, examination, and enforcement authority. In a bankruptcy insolvency proceeding involving a payment stablecoin issuer, stablecoin holders have priority over all other claims. Under the bill, permitted payment stablecoins are not considered securities under securities law. However, permitted issuers are subject to the Bank Secrecy Act for anti-money laundering and related purposes. The Federal Reserve must create and implement agreements with other jurisdictions that similarly regulate stablecoins for the purpose of facilitating international transactions and interoperability with U.S. dollar-denominated stablecoins issued overseas.
Law· SJRESS.J.Res. 13 (119th)enacted
United States · United States Congress · 4 February 2025
This joint resolution nullifies the final rule issued by the Department of the Treasury’s Office of the Comptroller of the Currency titled Business Combinations Under the Bank Merger Act and published on September 25, 2024. The rule revises procedures for reviewing applications for proposed bank mergers, such as by removing automatic approvals under an expedited review procedure and by discontinuing streamlined application forms.
Bill· SS. 381 (119th)referred
United States · United States Congress · 4 February 2025
10 Percent Credit Card Interest Rate Cap Act This bill temporarily caps credit card interest rates at 10%. Creditors that knowingly violate this bill forfeit the entire interest of the debt. The bill also provides a private right of action for debtors to recover interest, finance charges, or fees. The action must be brought within two years of the violation. In addition, violations of this bill are subject to civil liability under the Truth in Lending Act, which is enforced by the Consumer Financial Protection Bureau and the Federal Trade Commission. These changes sunset on January 1, 2031.
Bill· SS. 470 (119th)referred
United States · United States Congress · 6 February 2025
Respect State Housing Laws Act This bill eliminates a provision that requires a 30-day notice period before a landlord may begin eviction proceedings against a tenant in federally assisted or federally backed housing.
Bill· SS. 464 (119th)referred
United States · United States Congress · 6 February 2025
No Central Bank Digital Currency Act or the No CBDC Act This bill generally prohibits the Federal Reserve Board, Federal Reserve Banks, the Department of the Treasury, and other agencies from issuing or using a central bank digital currency.
Bill· SS. 427 (119th)referred
United States · United States Congress · 5 February 2025
Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025 This bill addresses the supervision of financial institutions. Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last seven years. The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio. Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.
Bill· SS. 424 (119th)referred
United States · United States Congress · 5 February 2025
Retirement Fairness for Charities and Educational Institutions Act of 2025 This bill allows 403(b) retirement plans (i.e., retirement plans designed for certain employees of public schools, charities, and churches) to invest in collective investment trusts, which are a group of pooled investment assets held by a bank or trust company, and in insurance company separate accounts.
Resolution· SRESS.Res. 58 (119th)referred
United States · United States Congress · 5 February 2025
Bill· SJRESS.J.Res. 15 (119th)referred
United States · United States Congress · 5 February 2025
This joint resolution nullifies the final rule issued by the Financial Crimes Enforcement Network (FinCEN) titled Anti-Money Laundering Regulations for Residential Real Estate Transfers and published on August 29, 2024. This rule requires persons involved in real estate closings and settlements to report to FinCEN any non-financed (i.e., cash) transfers of residential property to certain legal entities and trusts.
Bill· SS. 500 (119th)referred
United States · United States Congress · 10 February 2025
Comprehensive Addiction Recovery through Effective Employment and Reentry Act of 2025 or the CAREER Act of 2025 This bill reauthorizes and expands programs to assist individuals in substance use disorder treatment and recovery to live independently and participate in the workforce. Specifically, the bill reauthorizes through FY2030 the Substance Abuse and Mental Health Services Administration (SAHMSA) Treatment, Recovery, and Workforce Support Grant Program, which provides employment training and recovery support services in coordination with state and local stakeholders. The bill further authorizes using 5% of such grant funds for transportation services and requires grantees to report on the employment and earnings outcomes of program participants. The bill also reauthorizes through FY20230 the Department of Housing and Urban Development (HUD) Recovery Housing Pilot Program, which assists states in providing individuals in recovery from a substance use disorder with stable, temporary housing for up to two years.
Bill· SS. 498 (119th)referred
United States · United States Congress · 10 February 2025
United States Colored Troops Congressional Gold Medal Act This bill provides for the award of a Congressional Gold Medal posthumously to the African Americans who served with Union forces in recognition of their bravery and outstanding service during the Civil War.